News

Please find below our latest news and articles

 

December 4th 2015 – ATO to crack down on funds not lodging returns

The ATO will start cracking down on SMSF’s that haven’t lodged their tax returns. Speak to us today about this.

https://t.co/PViEWGzHL0

October 5th 2015 – Many reasons to set up a Self-Managed Super Fund

http://tinyurl.com/qaynggd

Please find attached an interesting article on the many reasons to set up a self-managed super fund. Please speak to us to discuss the pros and cons of this superannuation structure.

July 31st 2015 – ATO to target SMSF’s paying pensions

http://tinyurl.com/q6cbuyb

The tax office has reiterated several times that it will target SMSF’s in pension phase as part of its SMSF compliance program.

July 29th 2015 – DIY Super Trustees seeking advice!

http://tinyurl.com/po4kwl3

DIY Superannuation Investors are now seeking advice from professionals more than ever. Call us to discuss this with one of our team

June 22nd 2015 – 7 year end tax-strategies to consider

http://tinyurl.com/obggtp5

June 30 is fast approaching – here are 7 super tax-effective strategies for you to consider – call us to discuss this further

June 12th 2015 – 15 end of financial year SMSF strategies

http://www.smartcompany.com.au/finance/superannuation/47228-15-smartest-end-of-financial-year-smsf-strategies.html

With the end of the financial year upon us here are 15 smart end-of-financial-year SMSF strategies to have a look at. Call us or your adviser to discuss before implementing any of these.

June 2nd 2015 – SMSF’s warned off holding too much cash, shares

http://www.smsmagazine.com.au/articles/smsfs-warned-off-devotion-to-cash-shares

Self Managed Super Fund’s who look after their own investments tend to have a high proportion of their investments in cash and shares instead of having a diversified portfolio which a Financial Advisor  can assist you with.

May 19th 2015 – The world’s greatest investor – Warren Buffet

http://www.theage.com.au/money/investing/when-buffett-speaks-you-should-listen-20150504-1mzbs0.html

May 7th 2015 – Superannuation – It’s never too late or too early to take control of your super

http://www.moneymanagement.com.au/news/superannuation/start-super-discussions-20s

It’s never too late or too early to start thinking and taking control of your superannuation

May 4th 2015 – It’s never too late to get serious about super

http://www.pressreader.com/australia/the-advertiser/20150504/282565901698711/TextView

Superannuation will be the main source of retirement funds for most people and it is never too late to get serious about your super.

May 1st 2015 – New Rules for Borrowing via Super?

http://www.afrsmartinvestor.com.au/p/superannuation/new_rules_for_smsf_gearing_5PItzxtxzf4u99MGV9xC2I

Changes will be made to borrowing via Superannuation as flagged by the government – call us today to find out more

April 27th 2015 – Time to set up a Self-Managed Superannuation Fund?

http://www.theage.com.au/money/super-and-funds/is-now-the-time-to-dive-into-selfmanaged-super-20150326-1m67zg.html

Is it time to look at setting up a Self-Managed Super Fund? Well, depending on your personal circumstances it may be right for you. Call us to discuss this further.

April 20th 2015 – $1 million in super not enough to retire on?

http://www.theage.com.au/business/the-economy/superannuation-alert-1-million-isnt-enough-to-retire-in-comfort-20150419-1modsc.html

Is $1 million NOT enough to retire on in superannuation? How much is enough?

April 17th 2015 – Why it’s important to have a Corporate Trustee for your super fund

http://www.morningstar.com.au/smsf.mvc/article/benefits-corporate-trustee/7036/1

Why it is better to have a corporate trustee for your self-managed super fund – contact us to discuss this further

April 16th 2015 – Unemployment rate drops in March

http://www.theage.com.au/business/the-economy/jobless-rate-falls-in-march-taking-pressure-off-reserve-bank-to-cut-rates-20150416-1mm5rj.html

The unemployment rate in Australia dropped from 6.3% in February to 6.1% in March led by job gains in Victoria and New South Wales which offset weakness in states like Queensland.

April 13th 2015 – US stocks close on a high

http://www.theage.com.au/business/markets/wall-street-ge-surge-lifts-us-stocks-20150410-1miuzn.html

US markets closed on a high last week following a surge in General Electric stock

April 9th 2015 – Super contributions for retirement

http://www.theage.com.au/money/super-and-funds/salary-sacrifice-a-smart-route-to-a-plumper-nest-egg-20150407-1mcosr.html

Superannuation will be people’s main retirement account and extra super contributions are vital to have enough money to retire on.

April 8th 2015 – Banning borrowing via superannuation?

http://www.smsfadviseronline.com.au/news/12933-smsfa-proposes-alternatives-to-lrba-ban

There has been recent speculation that the government may re-introduce the ban on borrowing to invest within superannuation in the near future.

April 1st 2015 – The “Buffet” Ratio

http://www.afr.com/personal-finance/shares/the-buffet-ratio-flashes-a-warning-to-aussie-investors-20150325-1m7e6o

Here is a very interesting article on the “Buffet Ratio” – named after the world famous investor, Warren Buffet.  Please note that this is not advice but some interesting information on the current state of the market.

March 30th 2015 – US stocks gain as the oil price slides further

http://www.theage.com.au/business/markets/us-stocks-lift-on-takeover-speculation-as-oil-slides-further-20150328-1m9s3l.html

US stocks ended last week up after 4 consecutive down days as the oil price slides further down.

March 27th 2015 – The falling oil price

http://www.economist.com/blogs/economist-explains/2015/03/economist-explains-14?fsrc=scn/tw/te/bl/ed/fallingoilprices

An interesting article from The Economist magazine which gives some explanations about the recent falling oil price.

March 26th 2015 – Lost Superannuation

http://www.news.com.au/finance/superannuation/billions-of-dollars-in-lost-and-unclaimed-super-is-waiting-to-be-claimed-back/story-e6frfmdi-1227238122112

Do YOU know where all of your Super is? You might worked somewhere and super was paid for you and it is now lost.  It might be sitting with the ATO.  There is a way where you can locate any lost super.  Call us to find out more.

March 25th 2015 – Pros and Cons of Life Insurance via superannuation

http://www.canstar.com.au/superannuation/life-insurance/

There are pros and cons of having life insurance via super but insurance is something to consider for everyone

March 24th 2015 – How high can the US Dollar go?

http://www.businessspectator.com.au/article/2015/3/24/currency/us-dollar-%E2%80%93-how-high-too-high

March 23rd 2015 – SMSF Trustees – Individual or Corporate?

https://www.ato.gov.au/super/self-managed-super-funds/setting-up/choose-individual-trustees-or-a-corporate-trustee/

One of the major decision when setting up an SMSF is – do you set up the super fund with a company or individuals as trustees? There are pros & cons to both structures.

March 21st 2015 – US equity markets end week on high

http://www.theage.com.au/business/markets/wall-street-rises-as-nasdaq-hits-15year-high-20150321-1m4g14.html

The US equity markets rallied following the US Federal Reserve meeting held this week with the NASDAQ Index closing at 15 yr highs

March 19th 2015 – Australian dollar rises

http://www.theage.com.au/business/markets/australian-dollar-jumps-as-us-federal-reserve-remains-cautious-20150319-1m2kh0.html

The Australian dollar climbed in value overnight against the US dollar following the latest US Federal Reserve bank meeting.

March 18th 2015 – Life Insurance and Superannuation – often overlooked

http://www.superguide.com.au/comparing-super-funds/smsfs-and-life-insurance

Life Insurance is often overlooked in Superannuation but it’s an important part of your financial situation and your financial plan and needs to be considered in order to protect you and your family.

March 17th 2015 – Reserve Bank keeps interest rates unchanged waiting for more data

http://www.theaustralian.com.au/business/economics/reserve-bank-wants-more-data-before-further-rate-cuts/story-e6frg926-1227266011853

The Reserve Bank decided to keep it’s interest rate unchanged at its March meeting and it now awaits for more economic data to be released.

March 16th 2015 – US stocks end the week lower, Apple Watch and Frozen sequel making news

http://www.theage.com.au/business/markets/us-stocks-end-volatile-week-lower-20150314-143xxl.html

US stocks ended lower last week on the back of a rising US dollar and a fall in the oil price as investors await news from the Federal Reserve meeting this week.  The new Apple Watch & the Disney mega hit “Frozen” sequel, which was announced, also made news headlines.

March 13th 2015 – Super Fund trustees and your beneficiaries 

http://www.smsfadviseronline.com.au/news/12856-trustees-still-in-the-dark-on-smsf-estate-planning

It would seem that many SMSF trustees are still not well versed in how super benefits are paid to their beneficiaries, this article states out some of the main points regarding super fund money and your estate.

March 12th 2015 – Australian unemployment falls to 6.3% in February 2015

http://www.theage.com.au/business/the-economy/unemployment-falls-easing-rate-cut-pressure-20150312-141uww.html

Australia’s unemployment rate has fallen to 6.3% in February, down from 6.4% in January.  This could allow the Reserve Bank to sit longer on the sidelines in relation to the next interest rate move.

March 12th 2015 – The Pros and Cons of Investing in Property via a Self-Managed Super Fund

http://www.canstar.com.au/self-managed-super/smsf-lending/smsfs-and-property/

Purchasing a residential or commercial property in a self-managed super fund is possible, the above article provides some information which outlines some of the pros & cons.  Please give us a call to discuss this further.